{"links":{"self":"https://petition.parliament.uk/archived/petitions/309299.json"},"data":{"type":"archived-petition","id":309299,"parliament":{"period":"2019-2024","government":"Conservative","dissolution_at":"2024-05-30T00:01:00.000+01:00","response_threshold":10000,"debate_threshold":100000},"attributes":{"action":"Direct UK insurance companies to pay out to claimants affected by Coronavirus","background":"Direct insurance companies to retrospectively recognise coronavirus and covid-19 as Notified Diseases and Specified Illnesses with immediate effect; and to pay out sufficient funds to mitigate losses to claimants with business-interruption cover that have been forced to close by the UK government","additional_details":"The costs to individuals, families, businesses small, medium and large, and to local councils and The Treasury, are going to be massive, will take years to recover from, and will be borne by every citizen of the UK, whether directly or indirectly.\r\nMeanwhile, UK insurance companies, worth over £2 trillion, and with assets in excess of £500 billion, are refusing to pay out to claimants because coronavirus and covid-19 are - unsurprisingly as they are new - not specifically named on their policies.","committee_note":null,"state":"rejected","signature_count":21,"created_at":"2020-03-24T15:45:48.483Z","updated_at":"2020-04-01T08:28:06.875Z","rejected_at":"2020-04-01T08:28:06.878Z","opened_at":null,"closed_at":null,"moderation_threshold_reached_at":"2020-03-24T16:52:04.000Z","response_threshold_reached_at":null,"government_response_at":null,"debate_threshold_reached_at":null,"debate_scheduled_on":null,"scheduled_debate_date":null,"debate_outcome_at":null,"rejection":{"code":"irrelevant","details":"The decision to pay out under a policy is one for individual insurance companies, not the UK Government or Parliament. \r\n\r\nIf you are unhappy with the decision of your insurer you should complain directly to them. \r\n\r\nIf you are unsatisfied with how an insurer responds to your complaint you may wish to contact the financial ombudsman: https://www.financial-ombudsman.org.uk/businesses/complaints-deal/insurance\r\n\r\nYou can find out what Government support is available for businesses as a result of the coronavirus here: https://www.businesssupport.gov.uk/\r\n\r\nYou can find out about what Government support is available for people as a result of coronavirus (under the section on employment and financial support) here: https://www.gov.uk/coronavirus\r\n\r\nYou can find out more about coronavirus and how you can protect yourself and others here: https://www.nhs.uk/conditions/coronavirus-covid-19/\r\n\r\nYou can read NHS tips to help if you are worried about coronavirus here: https://www.nhs.uk/oneyou/every-mind-matters/coronavirus-covid-19-anxiety-tips \r\n\r\nYou may also be interested to know that because of the large number of petitions that have been started in relation to coronavirus, the Petitions Committee has been questioning the Government about its response to the coronavirus outbreak. \r\n\r\nFind out more and watch the Committee put questions suggested by petitioners to Government Ministers and the Deputy Chief Medical Officer: https://committees.parliament.uk/committee/326/petitions-committee/news/145767/committee-question-deputy-chief-medical-officer-and-ministers-on-coronavirus-response/ \r\n\r\nRead letters sent to Government Ministers on 30 March: https://committees.parliament.uk/committee/326/petitions-committee/publications/3/correspondence/"},"government_response":null,"debate":null,"departments":[],"topics":[]}}}