{"links":{"self":"https://petition.parliament.uk/archived/petitions/313259.json"},"data":{"type":"archived-petition","id":313259,"parliament":{"period":"2019-2024","government":"Conservative","dissolution_at":"2024-05-30T00:01:00.000+01:00","response_threshold":10000,"debate_threshold":100000},"attributes":{"action":"Freeze interest on shortterm debt\r\nSafer online gambling limits/no card payments","background":"Enforce lenders freezing interest on credit cards/short term debts during the Covid-19 pandemic and subsequent lockdown\r\n\r\nPrevent further debt by enforcing safer online gambling limits and blocking card payments during the Covid-19 pandemic and subsequent lockdown","additional_details":"The Government announced payment holidays for mortgages, however, with people staying at home with reduced incomes, there is a risk of them falling more into debt with credit cards/short term debts.\r\nGovernment to get lenders to freeze interest for these debts during lockdowns.\r\nInterest rates from 30% to 100% will not be sustainable \r\nPeople also at risk of falling into debt via Online Gambling Sites, Government needs to address this by enforcing safer gambling limits/blocking card payments.","committee_note":null,"state":"rejected","signature_count":6,"created_at":"2020-04-02T10:21:33.304Z","updated_at":"2020-04-14T15:38:10.561Z","rejected_at":"2020-04-14T15:38:03.260Z","opened_at":null,"closed_at":null,"moderation_threshold_reached_at":"2020-04-02T14:46:44.000Z","response_threshold_reached_at":null,"government_response_at":null,"debate_threshold_reached_at":null,"debate_scheduled_on":null,"scheduled_debate_date":null,"debate_outcome_at":null,"rejection":{"code":"duplicate","details":"https://petition.parliament.uk/petitions/305297\r\n\r\nSince starting this petition, many UK banks have announced measures to help people who are experiencing financial difficulties due to coronavirus. You should look at your bank's website or contact them directly to find out more. \r\n\r\nYou can read the Financial Conduct Authority's announcement on the temporary financial relief that banks can offer customers here: \r\nhttps://www.fca.org.uk/news/press-releases/fca-confirms-temporary-financial-relief-customers-impacted-coronavirus\r\n\r\nYou can find out more about coronavirus and how you can protect yourself and others here: \r\nwww.gov.uk/coronavirus \r\nhttps://www.nhs.uk/conditions/coronavirus-covid-19/\r\n\r\nYou can read NHS tips to help if you are worried about coronavirus here: https://www.nhs.uk/oneyou/every-mind-matters/coronavirus-covid-19-anxiety-tips\r\n\r\nYou can read impartial analysis of the Government response to coronavirus and policy developments here: \r\nhttps://commonslibrary.parliament.uk/coronavirus/ \r\n\r\nYou may also be interested to know that because of the large number of petitions that have been started in relation to coronavirus, the Petitions Committee has been questioning the Government about its response to the coronavirus outbreak. \r\n\r\nFind out more and watch the Committee put questions suggested by petitioners to Government Ministers and the Deputy Chief Medical Officer: https://committees.parliament.uk/committee/326/petitions-committee/news/145767/committee-question-deputy-chief-medical-officer-and-ministers-on-coronavirus-response/ \r\n\r\nRead letters asking further questions of Government Ministers: https://committees.parliament.uk/committee/326/petitions-committee/publications/3/correspondence/"},"government_response":null,"debate":null,"departments":[],"topics":[]}}}