{"links":{"self":"https://petition.parliament.uk/archived/petitions/580919.json"},"data":{"type":"archived-petition","id":580919,"parliament":{"period":"2019-2024","government":"Conservative","dissolution_at":"2024-05-30T00:01:00.000+01:00","response_threshold":10000,"debate_threshold":100000},"attributes":{"action":"Allow affordable monthly repayments for Help to Buy equity loans","background":"First-time buyers can become trapped in the Help to Buy scheme and not able to repay the equity loan, as the scheme just allow repayments over 10% of the value of the property. It is very hard to save the money to make these large payments and there are a lot of fees included.","additional_details":"Help to buy should be a scheme where the first-time buyers can make affordable monthly repayments like a mortgage. Some first-time buyers feel they have to sell their home after five years because they cannot afford to pay a sum of over 10%.","committee_note":"","state":"closed","signature_count":60,"created_at":"2021-03-23T19:20:35.799Z","updated_at":"2021-09-30T23:00:05.362Z","rejected_at":null,"opened_at":"2021-03-30T14:25:44.714Z","closed_at":"2021-09-30T22:59:59.999Z","moderation_threshold_reached_at":"2021-03-24T06:58:45.000Z","response_threshold_reached_at":null,"government_response_at":null,"debate_threshold_reached_at":null,"debate_scheduled_on":null,"scheduled_debate_date":null,"debate_outcome_at":null,"rejection":null,"government_response":null,"debate":null,"departments":[{"acronym":"HMT","name":"HM Treasury","url":"https://www.gov.uk/government/organisations/hm-treasury"}],"topics":[],"signatures_by_country":[{"name":"United Kingdom","code":"GB","signature_count":60}],"signatures_by_constituency":[{"name":"Barking","ons_code":"E14000540","mp":null,"signature_count":5},{"name":"Braintree","ons_code":"E14000590","mp":null,"signature_count":1},{"name":"Brent Central","ons_code":"E14000591","mp":null,"signature_count":1},{"name":"Derby South","ons_code":"E14000663","mp":null,"signature_count":1},{"name":"Lewisham, Deptford","ons_code":"E14000789","mp":null,"signature_count":1},{"name":"Poplar and Limehouse","ons_code":"E14000882","mp":null,"signature_count":1},{"name":"South East Cambridgeshire","ons_code":"E14000937","mp":null,"signature_count":1}],"signatures_by_region":[{"name":"East Midlands","ons_code":"E","signature_count":1},{"name":"East of England","ons_code":"G","signature_count":2},{"name":"London","ons_code":"H","signature_count":8}],"other_parliamentary_business":[]}}}