{"links":{"self":"https://petition.parliament.uk/petitions/737583.json"},"data":{"type":"petition","id":737583,"attributes":{"action":"Stop Insurers Increasing Premiums for Verified Non-Fault Accidents","background":"Require insurers to exclude verified non-fault accidents from premium calculations.\r\n-Limit the retention period for non-fault claims in the Claims and Underwriting Exchange database to a maximum of 2 years.\r\n-Ensure transparency so drivers can prove non-fault claims and avoid unjust premium hikes.","additional_details":"UK insurers often raise premiums after non-fault accidents, including collisions with uninsured drivers. Even with proof of innocence, drivers face higher costs. This is unfair: \r\n- Drivers had no control, \r\n-They already bear repair and stress costs, and \r\n- Careful driving is penalised while risky behaviour is not. \r\nVerified non-fault claims should not affect premiums.","committee_note":null,"state":"rejected","signature_count":6,"created_at":"2025-08-14T11:07:05.406Z","updated_at":"2025-08-29T15:42:59.605Z","rejected_at":"2025-08-29T15:42:51.061Z","opened_at":null,"closed_at":null,"moderation_threshold_reached_at":"2025-08-14T16:57:20.000Z","response_threshold_reached_at":null,"government_response_at":null,"debate_threshold_reached_at":null,"scheduled_debate_date":null,"debate_outcome_at":null,"creator_name":null,"rejection":{"code":"duplicate","details":"You may wish to sign this petition which calls for a similar action: https://petition.parliament.uk/petitions/734784"},"government_response":null,"debate":null,"departments":[],"topics":[]}}}