{"links":{"self":"https://petition.parliament.uk/petitions/742386.json"},"data":{"type":"petition","id":742386,"attributes":{"action":"Change car insurance rules so one policy covers the vehicle not just the driver.","background":"Update UK car insurance laws to allow any household member to drive a car under one policy, like in other European countries.","additional_details":"In the UK, multiple drivers in a household must each have separate insurance, even for the same car. This system penalises families, young drivers, and low-income households, while insurance companies profit. Europe uses vehicle based insurance, which is fairer and more affordable.","committee_note":null,"state":"rejected","signature_count":7,"created_at":"2025-09-20T21:51:52.354Z","updated_at":"2025-12-18T16:13:55.273Z","rejected_at":"2025-10-14T09:07:26.231Z","opened_at":null,"closed_at":null,"moderation_threshold_reached_at":"2025-09-21T13:48:30.000Z","response_threshold_reached_at":null,"government_response_at":null,"debate_threshold_reached_at":null,"scheduled_debate_date":null,"debate_outcome_at":null,"creator_name":null,"rejection":{"code":"already-happening","details":"The law on car insurance already allows multiple people to be added to an insurance policy so they can drive the same car."},"government_response":null,"debate":null,"departments":[],"topics":[]}}}