{"links":{"self":"https://petition.parliament.uk/petitions/757098.json"},"data":{"type":"petition","id":757098,"attributes":{"action":"Cap failed payment fees for individuals and small businesses","background":"Introduce legislation to cap fees associated with declined direct debit and late payments so that do not exceed the administrative cost of handling the late payment. We also call on the Government to require grace periods and fair payment alternatives for those unable to pay.","additional_details":"In our view fees associated with declined or late payments are automated charges that often far exceed the administrative cost of handling the late payment, and disproportionately affect people and small businesses in financial difficulty. We believe that such fees increase arrears, worsen debt, and trap vulnerable customers in a cycle of charges instead of encouraging payment. The Government should review the regulatory oversight of such fees to prevent these charges being used as a revenue stream. We think that in a cost-of-living crisis, allowing firms to profit from failed payments is unfair and counterproductive.","committee_note":"","state":"open","signature_count":26,"created_at":"2026-01-14T20:21:39.053Z","updated_at":"2026-03-26T11:27:40.000Z","rejected_at":null,"opened_at":"2026-02-12T11:32:44.186Z","closed_at":null,"moderation_threshold_reached_at":"2026-01-14T20:33:10.000Z","response_threshold_reached_at":null,"government_response_at":null,"debate_threshold_reached_at":null,"scheduled_debate_date":null,"debate_outcome_at":null,"creator_name":"Alex Letovsky","rejection":null,"government_response":null,"debate":null,"departments":[{"acronym":"BT","name":"Department for Business and Trade","url":"https://www.gov.uk/government/organisations/department-for-business-and-trade"}],"topics":[],"signatures_by_country":[{"name":"France","code":"FR","signature_count":1},{"name":"United Kingdom","code":"GB","signature_count":25}],"signatures_by_constituency":[{"name":"Brentwood and Ongar","ons_code":"E14001125","mp":"Alex Burghart MP","signature_count":1},{"name":"Burnley","ons_code":"E14001142","mp":"Oliver Ryan MP","signature_count":1},{"name":"Clacton","ons_code":"E14001174","mp":"Nigel Farage MP","signature_count":1},{"name":"East Wiltshire","ons_code":"E14001217","mp":"Danny Kruger MP","signature_count":1},{"name":"East Worthing and Shoreham","ons_code":"E14001218","mp":"Tom Rutland MP","signature_count":1},{"name":"Ellesmere Port and Bromborough","ons_code":"E14001222","mp":"Justin Madders MP","signature_count":1},{"name":"Gateshead Central and Whickham","ons_code":"E14001244","mp":"Mark Ferguson MP","signature_count":1},{"name":"Kingswinford and South Staffordshire","ons_code":"E14001316","mp":"Mike Wood MP","signature_count":1},{"name":"Luton South and South Bedfordshire","ons_code":"E14001346","mp":"Rachel Hopkins MP","signature_count":1},{"name":"Mid Buckinghamshire","ons_code":"E14001360","mp":"Greg Smith MP","signature_count":1},{"name":"Newton Abbot","ons_code":"E14001381","mp":"Martin Wrigley MP","signature_count":1},{"name":"Reading Central","ons_code":"E14001438","mp":"Matt Rodda MP","signature_count":1},{"name":"Salisbury","ons_code":"E14001460","mp":"Rt Hon John Glen MP","signature_count":2},{"name":"Watford","ons_code":"E14001568","mp":"Matt Turmaine MP","signature_count":1},{"name":"Westmorland and Lonsdale","ons_code":"E14001580","mp":"Tim Farron MP","signature_count":6},{"name":"Widnes and Halewood","ons_code":"E14001584","mp":"Derek Twigg MP","signature_count":1},{"name":"North Ayrshire and Arran","ons_code":"S14000048","mp":"Irene Campbell MP","signature_count":1},{"name":"Aberafan Maesteg","ons_code":"W07000081","mp":"Stephen Kinnock MP","signature_count":1},{"name":"Cardiff North","ons_code":"W07000090","mp":"Anna McMorrin MP","signature_count":1}],"signatures_by_region":[{"name":"North East","ons_code":"A","signature_count":1},{"name":"North West","ons_code":"B","signature_count":9},{"name":"West Midlands","ons_code":"F","signature_count":1},{"name":"East of England","ons_code":"G","signature_count":4},{"name":"South East","ons_code":"J","signature_count":3},{"name":"South West","ons_code":"K","signature_count":4},{"name":"Wales","ons_code":"L","signature_count":2},{"name":"Scotland","ons_code":"M","signature_count":1}],"other_parliamentary_business":[]}}}