{"links":{"self":"https://petition.parliament.uk/petitions/758202.json"},"data":{"type":"petition","id":758202,"attributes":{"action":"Banks Must Give Clear Reasons and Appeal Rights When Closing Accounts","background":"Require banks to provide clear written reasons for account closures, give customers reasonable notice, and guarantee a fair right of appeal reviewed independently. Ensure regulatory oversight so lawful individuals and businesses are not denied banking services without transparency or due process.","additional_details":"Introduce legal requirements forcing banks to give clear, specific written reasons when closing customer accounts, except where strictly prohibited by law. Customers must receive reasonable notice and have a guaranteed right to appeal through an independent review. Regulators should oversee closures to prevent unfair, arbitrary, or discriminatory financial exclusion of lawful individuals and businesses.","committee_note":null,"state":"rejected","signature_count":7,"created_at":"2026-01-22T17:03:17.978Z","updated_at":"2026-02-20T16:38:22.157Z","rejected_at":"2026-02-20T16:38:22.160Z","opened_at":null,"closed_at":null,"moderation_threshold_reached_at":"2026-01-22T17:22:30.000Z","response_threshold_reached_at":null,"government_response_at":null,"debate_threshold_reached_at":null,"scheduled_debate_date":null,"debate_outcome_at":null,"creator_name":null,"rejection":{"code":"no-action","details":"This change may already be covered by announced Government action: https://www.gov.uk/government/news/millions-of-people-and-businesses-protected-against-debanking\r\n\r\nIf the action you are seeking is not covered by this announcement you can submit a new petition, explaining what you think the Government should do differently.\r\n"},"government_response":null,"debate":null,"departments":[{"acronym":"BT","name":"Department for Business and Trade","url":"https://www.gov.uk/government/organisations/department-for-business-and-trade"},{"acronym":"HMT","name":"HM Treasury","url":"https://www.gov.uk/government/organisations/hm-treasury"}],"topics":[]}}}