{"links":{"self":"https://petition.parliament.uk/petitions/765151.json"},"data":{"type":"petition","id":765151,"attributes":{"action":"Guarantee a penalty-free transfer for LISA holders before its replacement","background":"Government to formally confirm and legislate for a penalty-free transfer window for all current Lifetime ISA holders, allowing them to move their savings into the new ISA (as announced in 2025 budget)— or an alternative savings product — without incurring any withdrawal penalty by April 2028.","additional_details":"The Government has announced that the LISA is being replaced by a new type of ISA in 2028. We believe thousands of holders are feeling trapped by the £450,000 property cap, unchanged since 2017. The average London house price exceeds £551,000. Withdrawing triggers a 25% penalty — removing not just the government bonus but also 6.25% of savers' own money.\r\n\r\nIn our view these savers followed government guidance and did nothing wrong. We call for the Government to legislate for a penalty-free transfer window before 2028 so no saver loses their own money.\r\n","committee_note":"","state":"open","signature_count":49,"closing_date":"2026-10-29","created_at":"2026-03-23T18:34:30.006Z","updated_at":"2026-05-11T08:56:20.000Z","rejected_at":null,"opened_at":"2026-04-29T15:47:11.297Z","closed_at":null,"moderation_threshold_reached_at":"2026-03-23T19:29:00.000Z","response_threshold_reached_at":null,"government_response_at":null,"debate_threshold_reached_at":null,"debate_scheduled_on":null,"scheduled_debate_date":null,"debate_outcome_at":null,"creator_name":"Yuanyuan Huang","rejection":null,"government_response":null,"debate":null,"departments":[{"acronym":"HMT","name":"HM Treasury","url":"https://www.gov.uk/government/organisations/hm-treasury"}],"topics":[],"signatures_by_country":[{"name":"United Kingdom","code":"GB","signature_count":49}],"signatures_by_constituency":[{"name":"Aylesbury","ons_code":"E14001071","mp":"Laura Kyrke-Smith MP","signature_count":1},{"name":"Barking","ons_code":"E14001073","mp":"Nesil Caliskan MP","signature_count":1},{"name":"Beckenham and Penge","ons_code":"E14001083","mp":"Liam Conlon MP","signature_count":1},{"name":"Bethnal Green and Stepney","ons_code":"E14001086","mp":"Rushanara Ali MP","signature_count":1},{"name":"Bracknell","ons_code":"E14001117","mp":"Peter Swallow MP","signature_count":1},{"name":"Brentford and Isleworth","ons_code":"E14001124","mp":"Ruth Cadbury MP","signature_count":1},{"name":"Bristol Central","ons_code":"E14001131","mp":"Carla Denyer MP","signature_count":1},{"name":"Bristol North East","ons_code":"E14001133","mp":"Damien Egan MP","signature_count":2},{"name":"Christchurch","ons_code":"E14001171","mp":"Sir Christopher Chope MP","signature_count":1},{"name":"Coventry South","ons_code":"E14001182","mp":"Zarah Sultana MP","signature_count":1},{"name":"Croydon East","ons_code":"E14001186","mp":"Natasha Irons MP","signature_count":1},{"name":"Croydon South","ons_code":"E14001187","mp":"Rt Hon Chris Philp MP","signature_count":1},{"name":"Croydon West","ons_code":"E14001188","mp":"Sarah Jones MP","signature_count":1},{"name":"Dagenham and Rainham","ons_code":"E14001189","mp":"Margaret Mullane MP","signature_count":2},{"name":"Derby South","ons_code":"E14001194","mp":"Baggy Shanker MP","signature_count":1},{"name":"East Wiltshire","ons_code":"E14001217","mp":"Danny Kruger MP","signature_count":1},{"name":"East Worthing and Shoreham","ons_code":"E14001218","mp":"Tom Rutland MP","signature_count":1},{"name":"Esher and Walton","ons_code":"E14001230","mp":"Monica Harding MP","signature_count":2},{"name":"Feltham and Heston","ons_code":"E14001236","mp":"Seema Malhotra MP","signature_count":1},{"name":"Finchley and Golders Green","ons_code":"E14001238","mp":"Sarah Sackman MP","signature_count":1},{"name":"Gillingham and Rainham","ons_code":"E14001246","mp":"Naushabah Khan MP","signature_count":1},{"name":"Harrow East","ons_code":"E14001270","mp":"Bob Blackman MP","signature_count":1},{"name":"Kingston and Surbiton","ons_code":"E14001312","mp":"Rt Hon Ed Davey MP","signature_count":1},{"name":"Leicester West","ons_code":"E14001328","mp":"Rt Hon Liz Kendall MP","signature_count":1},{"name":"Lewisham North","ons_code":"E14001332","mp":"Vicky Foxcroft MP","signature_count":1},{"name":"Leyton and Wanstead","ons_code":"E14001334","mp":"Mr Calvin Bailey MP","signature_count":1},{"name":"Middlesbrough South and East Cleveland","ons_code":"E14001368","mp":"Luke Myer MP","signature_count":1},{"name":"Milton Keynes Central","ons_code":"E14001369","mp":"Emily Darlington MP","signature_count":1},{"name":"Newton Abbot","ons_code":"E14001381","mp":"Martin Wrigley MP","signature_count":1},{"name":"Old Bexley and Sidcup","ons_code":"E14001414","mp":"Mr Louie French MP","signature_count":2},{"name":"Poplar and Limehouse","ons_code":"E14001430","mp":"Apsana Begum MP","signature_count":2},{"name":"South Leicestershire","ons_code":"E14001488","mp":"Alberto Costa MP","signature_count":1},{"name":"Streatham and Croydon North","ons_code":"E14001527","mp":"Rt Hon Steve Reed MP","signature_count":1},{"name":"Thurrock","ons_code":"E14001546","mp":"Jen Craft MP","signature_count":1},{"name":"Tottenham","ons_code":"E14001553","mp":"Rt Hon David Lammy MP","signature_count":2},{"name":"Twickenham","ons_code":"E14001556","mp":"Munira Wilson MP","signature_count":1},{"name":"West Ham and Beckton","ons_code":"E14001576","mp":"James Asser MP","signature_count":4},{"name":"Whitehaven and Workington","ons_code":"E14001583","mp":"Josh MacAlister MP","signature_count":1},{"name":"Dumfries and Galloway","ons_code":"S14000073","mp":"John Cooper MP","signature_count":1}],"signatures_by_region":[{"name":"North East","ons_code":"A","signature_count":1},{"name":"North West","ons_code":"B","signature_count":1},{"name":"East Midlands","ons_code":"E","signature_count":3},{"name":"West 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