{"links":{"self":"https://petition.parliament.uk/petitions/777768.json"},"data":{"type":"petition","id":777768,"attributes":{"action":"Create a Government Credit Card Service","background":"Government should create a credit service and issue credit cards at reduced rates for UK citizens","additional_details":"Credit Cards charge a high rate of APR on average. Many people clear their card monthly, while others pay high interest payments each month amount to billions. The Government could sell UK Bonds to raise funds to clear existing citizen debt and issue their card at a rate of 12% (or a 1/3 of the current rate). The Bonds should be sold at 4%, making the Government profit, and the remaining money saved would be spent into the economy","committee_note":"","state":"open","signature_count":12,"closing_date":"2027-02-19","created_at":"2026-07-21T16:03:54.755Z","updated_at":"2026-08-21T20:27:20.000Z","rejected_at":null,"opened_at":"2026-08-19T12:13:31.001Z","closed_at":null,"moderation_threshold_reached_at":"2026-07-21T19:36:00.000Z","response_threshold_reached_at":null,"government_response_at":null,"debate_threshold_reached_at":null,"debate_scheduled_on":null,"scheduled_debate_date":null,"debate_outcome_at":null,"creator_name":"Richard Spencer","rejection":null,"government_response":null,"debate":null,"departments":[{"acronym":"HMT","name":"HM Treasury","url":"https://www.gov.uk/government/organisations/hm-treasury"}],"topics":[],"signatures_by_country":[{"name":"United Kingdom","code":"GB","signature_count":12}],"signatures_by_constituency":[{"name":"Castle Point","ons_code":"E14001154","mp":"Rebecca Harris MP","signature_count":1},{"name":"Cheltenham","ons_code":"E14001161","mp":"Max Wilkinson MP","signature_count":1},{"name":"Ellesmere Port and Bromborough","ons_code":"E14001222","mp":"Justin Madders MP","signature_count":1},{"name":"Epping Forest","ons_code":"E14001226","mp":"Dr Neil Hudson MP","signature_count":1},{"name":"North West Essex","ons_code":"E14001402","mp":"Rt Hon Kemi Badenoch MP","signature_count":1},{"name":"South Basildon and East Thurrock","ons_code":"E14001480","mp":"James McMurdock MP","signature_count":1},{"name":"Southend East and Rochford","ons_code":"E14001501","mp":"Mr Bayo Alaba MP","signature_count":5},{"name":"Worthing West","ons_code":"E14001599","mp":"Dr Beccy Cooper MP","signature_count":1}],"signatures_by_region":[{"name":"North West","ons_code":"B","signature_count":1},{"name":"East of England","ons_code":"G","signature_count":9},{"name":"South East","ons_code":"J","signature_count":1},{"name":"South West","ons_code":"K","signature_count":1}],"other_parliamentary_business":[]}}}