{"links":{"self":"https://petition.parliament.uk/petitions/778953.json"},"data":{"type":"petition","id":778953,"attributes":{"action":"Create an early state pension access scheme for 28 to 40-year-olds","background":"Create a scheme which allows 28 to 40-year-olds access to their pension pots, using a tax-free lump sum of around £12,500 of pension in exchange for delaying receipt of their state pension by a year. This could help address inequality, cost of living pressures and getting onto the property ladder.","additional_details":"We feel young people are facing major hurdles when it comes to buying a home as house prices have grown much faster than wages. High rent costs stop many young people from saving money for a deposit, and stricter lending rules and higher mortgage rates can make monthly loan payments hard to afford.\r\n \r\nProperty costs are often many times higher than an entry-level yearly salary, and high monthly rent payments can leave little room to save for a large cash deposit. Banks require higher incomes and larger deposit percentages to approve big mortgages.","committee_note":"","state":"open","signature_count":14,"closing_date":"2027-03-04","created_at":"2026-08-05T15:17:09.675Z","updated_at":"2026-09-04T22:48:40.000Z","rejected_at":null,"opened_at":"2026-09-04T11:10:08.238Z","closed_at":null,"moderation_threshold_reached_at":"2026-08-05T17:21:30.000Z","response_threshold_reached_at":null,"government_response_at":null,"debate_threshold_reached_at":null,"debate_scheduled_on":null,"scheduled_debate_date":null,"debate_outcome_at":null,"creator_name":"Ryan Walton","rejection":null,"government_response":null,"debate":null,"departments":[{"acronym":"DWP","name":"Department for Work and Pensions","url":"https://www.gov.uk/government/organisations/department-for-work-pensions"}],"topics":[],"signatures_by_country":[{"name":"France","code":"FR","signature_count":1},{"name":"United Kingdom","code":"GB","signature_count":13}],"signatures_by_constituency":[{"name":"Bath","ons_code":"E14001080","mp":"Wera Hobhouse MP","signature_count":1},{"name":"East Wiltshire","ons_code":"E14001217","mp":"Danny Kruger MP","signature_count":1},{"name":"Gateshead Central and Whickham","ons_code":"E14001244","mp":"Mark Ferguson MP","signature_count":3},{"name":"Newcastle upon Tyne Central and West","ons_code":"E14001377","mp":"Dame Chi Onwurah MP","signature_count":2},{"name":"Spelthorne","ons_code":"E14001505","mp":"Lincoln Jopp MP","signature_count":1},{"name":"Tipton and Wednesbury","ons_code":"E14001547","mp":"Antonia Bance MP","signature_count":1},{"name":"Washington and Gateshead South","ons_code":"E14001567","mp":"Mrs Sharon Hodgson MP","signature_count":3},{"name":"Inverclyde and Renfrewshire West","ons_code":"S14000093","mp":"Martin McCluskey MP","signature_count":1}],"signatures_by_region":[{"name":"North East","ons_code":"A","signature_count":8},{"name":"West Midlands","ons_code":"F","signature_count":1},{"name":"South East","ons_code":"J","signature_count":1},{"name":"South West","ons_code":"K","signature_count":2},{"name":"Scotland","ons_code":"M","signature_count":1}],"other_parliamentary_business":[]}}}