{"links":{"self":"https://petition.parliament.uk/petitions/783246.json"},"data":{"type":"petition","id":783246,"attributes":{"action":"Ban insurance auto-renewal at a higher price without fresh consent","background":"Change the law to require insurers and brokers to obtain fresh, explicit consent before renewing a policy at a higher total price for the same, substantially similar or reduced cover. Include mandatory fees and finance charges and compare costs over the same period and payment basis.","additional_details":"Agreeing to automatic renewal should not mean agreeing to an unknown future price. When the price rises, customers should decide whether to renew after seeing the new amount. Require a clear comparison with the previous total price, a simple way to accept or decline, and advance warning if cover will end without consent. Silence or an old auto-renewal instruction should not count as agreement to the higher price.","committee_note":null,"state":"open","signature_count":23,"closing_date":"2027-04-20","created_at":"2026-09-29T13:14:15.707Z","updated_at":"2026-10-21T22:14:00.000Z","rejected_at":null,"opened_at":"2026-10-20T15:09:08.824Z","closed_at":null,"moderation_threshold_reached_at":"2026-09-29T19:48:30.000Z","response_threshold_reached_at":null,"government_response_at":null,"debate_threshold_reached_at":null,"debate_scheduled_on":null,"scheduled_debate_date":null,"debate_outcome_at":null,"creator_name":"Richard Foster-Fletcher","rejection":null,"government_response":null,"debate":null,"departments":[{"acronym":"HMT","name":"HM Treasury","url":"https://www.gov.uk/government/organisations/hm-treasury"}],"topics":[],"signatures_by_country":[{"name":"United Kingdom","code":"GB","signature_count":23}],"signatures_by_constituency":[{"name":"Beaconsfield","ons_code":"E14001082","mp":"Joy Morrissey MP","signature_count":2},{"name":"Brentwood and Ongar","ons_code":"E14001125","mp":"Alex Burghart MP","signature_count":1},{"name":"Buckingham and Bletchley","ons_code":"E14001141","mp":"Callum Anderson MP","signature_count":3},{"name":"Burnley","ons_code":"E14001142","mp":"Oliver Ryan MP","signature_count":1},{"name":"Corby and East Northamptonshire","ons_code":"E14001179","mp":"Lee Barron MP","signature_count":1},{"name":"Dagenham and Rainham","ons_code":"E14001189","mp":"Margaret Mullane MP","signature_count":1},{"name":"East Wiltshire","ons_code":"E14001217","mp":"Danny Kruger MP","signature_count":1},{"name":"Ellesmere Port and Bromborough","ons_code":"E14001222","mp":"Justin Madders MP","signature_count":1},{"name":"Gillingham and Rainham","ons_code":"E14001246","mp":"Naushabah Khan MP","signature_count":1},{"name":"Kingswinford and South Staffordshire","ons_code":"E14001316","mp":"Mike Wood MP","signature_count":1},{"name":"Luton South and South Bedfordshire","ons_code":"E14001346","mp":"Rachel Hopkins MP","signature_count":1},{"name":"Milton Keynes Central","ons_code":"E14001369","mp":"Emily Darlington MP","signature_count":1},{"name":"Newbury","ons_code":"E14001376","mp":"Mr Lee Dillon MP","signature_count":1},{"name":"North East Hampshire","ons_code":"E14001392","mp":"Alex Brewer MP","signature_count":1},{"name":"North Somerset","ons_code":"E14001399","mp":"Sadik Al-Hassan MP","signature_count":1},{"name":"North West Hampshire","ons_code":"E14001403","mp":"Rt Hon Kit Malthouse MP","signature_count":1},{"name":"Tewkesbury","ons_code":"E14001542","mp":"Cameron Thomas MP","signature_count":1},{"name":"Tynemouth","ons_code":"E14001557","mp":"Rt Hon Sir Alan Campbell MP","signature_count":1},{"name":"Witney","ons_code":"E14001591","mp":"Charlie Maynard MP","signature_count":1},{"name":"Berwickshire, Roxburgh and Selkirk","ons_code":"S14000108","mp":"John Lamont MP","signature_count":1}],"signatures_by_region":[{"name":"North East","ons_code":"A","signature_count":1},{"name":"North West","ons_code":"B","signature_count":2},{"name":"East Midlands","ons_code":"E","signature_count":1},{"name":"West Midlands","ons_code":"F","signature_count":1},{"name":"East of England","ons_code":"G","signature_count":2},{"name":"London","ons_code":"H","signature_count":1},{"name":"South East","ons_code":"J","signature_count":11},{"name":"South West","ons_code":"K","signature_count":3},{"name":"Scotland","ons_code":"M","signature_count":1}],"other_parliamentary_business":[]}}}