Important:

This petition was submitted during the 2015-2017 parliament

Rejected petition Banish the credit file system that is in place that's Keeping people in poverty.

For over 5 years the British public has had to rely on a credit file to obtain credit. This has now got out of hand and due to people missing a payment years ago or having a default stops people obtaining credit. The British people should have affordability checks not credit checks.

This petition was rejected

Why was this petition rejected?

It’s not clear what the petition is asking the UK Government or Parliament to do.

We're not sure what action you would like the Government or Parliament to take. Your petition seems to be asking lenders, and/or credit reference agencies, to change their practices.

If you would like the UK Government or Parliament to take action, you will need to start a new petition which asks clearly for the action that you would like. This needs to be on something that the UK Government or Parliament is responsible for.

We only reject petitions that don’t meet the petition standards.