Petition Make Companies not regulated by the Consumer Credit Act send Default notices

Companies that are not regulated by the consumer Credit Act are able to report 'defaults' to credit reference agencies without any prior notice to the customer. 'defaults' remain on a credit file for 6 years often without the customer knowing, severely damaging ability to obtain credit.

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Companies that are regulated by consumer Credit Act are required to send a Default Notice, giving the customer the opportunity to resolve the problem before sharing Default data with credit reference agencies.

Companies not regulated by the consumer Credit Act such as mobile phone providers, internet providers are not required to send default notices before reporting defaults to credit reference agencies.

This petition is closed This petition ran for 6 months

54 signatures

Progress of the petition towards its next target: 54 of 10,000 signatures required to get a government response

Show on a map the geographical breakdown of signatures by constituency

10,000 signatures required to get a government response

Date closed 28 July 2016
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