Important:

This petition was submitted during the 2015-2017 parliament

Petition Change car insurance law to insure driver rather than vehicle for road risks

Car insurance has been incomprehensibly expensive for years, only getting more expensive when you use your policy and make a claim. The biggest rip off from a consumer's point of view is for people who, for whatever reason, run more than one vehicle.

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It is only physically possible to drive one vehicle at once so why are we paying a double premium? The largest portion of a vehicle insurance policy is Road risks so my proposition is a driver specific insurance for road risks and an optional, much smaller vehicle premium for fire and theft.

Multi car insurance policies do exist but their premiums don't represent the true risk to the insurance company, usually offering a maximum of a 25% discount in a very small number of cases.

This petition closed early because of a General Election Find out more on the Petitions Committee website

123 signatures

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10,000 signatures required to get a government response