This petition was submitted during the 2017-2019 parliament
Rejected petition Give Mental Health Legal Protection from Health & Life Insurance Discrimination
People with mental health issues are routinely being denied or finding it more difficult to access adequate level of health or life insurance cover. Additionally, the questions asked are often triggering.
This should be given more legal protection under the Equality Act.
More details
Whilst people with chronic health conditions may be offered cover with the pre-existing condition excluded, this is not routinely offered to those who have chronic mental health conditions, or whom have experienced acute mental ill health. To be offered this, the person often has to go through a long process that involves in depth access to their medical history.
The questions asked in applications can extend back to adolescence and can be triggering or insensitive - guidelines are needed.
This petition was rejected
Why was this petition rejected?
It’s not clear what the petition is asking the UK Government or Parliament to do.
We understand you are concerned about people with mental health conditions obtaining insurance but we aren't sure what action you would like the UK Government or Parliament to take.
The Equality Act can protect against discrimination on the grounds of a mental health condition if the person can show that condition has a "substantial, adverse, and long term effect on their ability to carry out normal day-to-day activities."
If you would like a cap on the payments insurers can charge people with mental health illnesses you might want to sign this petition:
https://petition.parliament.uk/petitions/234051
Otherwise you could start a new petition setting out clearly the change you would like to see.
We only reject petitions that don’t meet the petition standards.