Rejected petition Freeze Credit Reports & Scores during the COVID-19 outbreak.

Freeze all credit reports and credit scores during the COVID-19 outbreak to further protect family’s ability to continue normal life after it has been resolved. Many people before this were saving for houses etc which may now be affected due to changes to their report during this outbreak.

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If we do not freeze credit reports and credit scores. Many people will face extreme difficulties after this outbreak is over and may be set back by years on previous plans such as buying a house.

Without this I feel that we could come out the other end of this as a ‘credit crippled’ country. Leaving people unable to buy new cars, take out new contracts, new leases on land and property or even get on the property ladder.

This petition was rejected

Why was this petition rejected?

It’s about something that the UK Government or Parliament is not directly responsible for.

The preparation and scoring of credit reports is a matter for individual credit reference agencies in cooperation with lenders, not the Government or Parliament. The UK's three credit reference agencies have all issued statements and advice about what people should do if they are facing financial difficulties as a result of the outbreak. You can find these here:

TransUnion: https://www.transunion.com/covid-19
Equifax: https://www.equifax.com/about-equifax/covid-19-and-your-credit-score/
Experian: https://www.experian.co.uk/consumer/help-discover/discover/guides/supporting-you.html

You could start a new petition calling on the Government to encourage credit reference agencies to show consideration to any negative transactions that have occurred during the coronavirus outbreak.

You can find out more about coronavirus and how you can protect yourself and others here:

NHS website: https://www.nhs.uk/conditions/coronavirus-covid-19/
UK Government website: https://www.gov.uk/coronavirus

You can read NHS tips to help if you are worried about coronavirus here: https://www.nhs.uk/oneyou/every-mind-matters/coronavirus-covid-19-anxiety-tips

We only reject petitions that don’t meet the petition standards.

Date submitted 21 March 2020
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