Petition Make housing cheaper

Housing is far too expensive. Everyone buying their first home or a larger home would directly benefit from lower prices. The whole country would benefit from people spending less on housing because they would have more to spend in the wider economy. Actions: Restrict mortgages to an amount deemed affordable for the mortgagor and low-risk for the lender, even in adverse economic conditions; Ban interest-only mortgages; Only allow housing equity withdrawal to fund improvements to the property in question; Allow a mortgagor to surrender the property to the lender and default on the loan, with no legal recourse for the remaining debt; Tax the ownership of multiple homes; Cancel the tax breaks for buy-to-let investors; Cancel local housing allowance; Cancel support for mortgage interest; Cancel the right to buy scheme; Introduce capital gains tax on the primary residence, in place of stamp duty; Ease the restrictions on the land available for residential property; Build more houses.