Petition New rules for Credit Reference Agencies

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Credit Reference Agencies and their records of so-called 'bad credit' are stifling the small business market and social mobility. It is too easy for banks and other financial organisations to leave a black mark on a person's financial reputation that does not consider the full picture or take account of circumstantial factors. A few bad months financially should be negated by a lifetime of being an honourable customer, but currently a handful of arrears, even if soon caught up with, results in a financial reputation equivalent to that of a fraudster. The Government needs to ensure that credit histories are not for agencies to interpret as they wish and provide individuals with a means to contest unfair ratings.

This petition is closed This petition ran for 6 months

9 signatures

Progress of the petition towards its next target: 9 of 10,000 signatures required to get a government response

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10,000 signatures required to get a government response

Date closed 15 August 2012
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