Rejected petition Change the application of No Claims Bonus (NCB) from a vehicle to an individual.

To make it the case that earned NCB is applied to all vehicles of the same type insured by a proposer rather than the current situation were insurers are able to increase premiums on additional vehicles as NCB is tied to a single vehicle.

More details

Premiums are based upon risk, and insurers can charge more for a vehicle that does not have a NCB against it despite the proposer holding a NCB against another vehicle which reflects a lower risk. This means that the insurers are charging for a risk that does not exist which is unfair for the consumer. By allowing a NCB to be earned by an individual which can be applied to all vehicles of the same type the consumer will get a better, and fairer, deal that reflects the risk they present.

This petition was rejected

Why was this petition rejected?

It’s about something that the UK Government or Parliament is not directly responsible for.

We can only accept petitions about things the Government or Parliament are directly responsible for.

Decisions about whether to offer a no-claims bonus are a matter for individual car insurance companies, not the UK Government or Parliament.

We only reject petitions that don’t meet the petition standards.

Date submitted 11 July 2023
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