This petition was submitted during the 2019-2024 parliament

Rejected petition Insurance should be on the car itself instead of the individuals who drive it

Car insurance should not be decided by demographic, geographic or psychographic factors, but by the History of the car model. For example. Theft Rates, Acceleration, Accident Rates.

More details

Shifting the focus of car insurance to the vehicle rather than the driver in the UK could offer a fairer system, particularly for young or inexperienced drivers facing high premiums. It could encourage the use of safer vehicles, simplify the insurance process by focusing on the car's features, and reduce discrimination based on age or driving history.

This petition was rejected

Why was this petition rejected?

It’s about something that the UK Government or Parliament is not directly responsible for.

Decisions about what car insurance products to offer are a matter for individual insurers, not the UK Government or Parliament.

We have published the following petitions, which you might like to sign:

Stop car insurers considering age of driver when setting insurance policies
https://petition.parliament.uk/petitions/653927

Create a state-owned car insurance provider
https://petition.parliament.uk/petitions/656026

Place a Cap on Motor Insurance Premium Increases
https://petition.parliament.uk/petitions/649918

We only reject petitions that don’t meet the petition standards.