This petition was submitted during the 2015-2017 parliament
Petition Stop motor insurers voiding innocent drivers' insurance policies
After a non-fault road traffic accident where my spine was injured, I received notice that my insurance was to be voided due to inadvertent (or innocent) non-disclosure of material fact. The insurer could have checked the details for free at any time, but waited til I claimed.
More details
There are multiple cases where the insurer is voiding policies after a claim is made. My argument is that they are collecting "Golden Tickets", where they let you pay a policy until they are liable for something, so removing all risk
- They have a responsibility to check the details when it is free to do so.
- They shouldn't void insurance for trivial date mix-ups on policy, but rewrite/update instead.
- After non-fault incidents insurers shouldn't be allowed to throw the claimant to the wall.
This petition is closed This petition ran for 6 months
8 signatures
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