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Closed Allow early access to a reduced state pension from the age of 60

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Provided a person has adequate qualifying NI contributions for a state pension, and has sufficient private pension/other income to show they will not need to rely on welfare, it should be possible to take a reduced state pension from the age of 60.

Some people are eligible for a private workplace pension before state retirement age and would like to retire early but cannot afford to without a state pension as a top up.

An early state pension reduced pro rata for every year earlier its taken could enable this.

The retired could contribute to the economy in the form of part-time work, income tax paid on their pensions and the purchase of services such as home improvements using capital released from pension funds.

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  • Related activity

    Share your experiences for a debate on pensions guidance and advice

    On Tuesday 1 March, Nigel Mills MP will lead a backbench business debate in Parliament on the take-up of pensions guidance and advice. 

    To inform the debate, he wants to hear about your experiences and suggestions on pensions guidance, including:

    • How well you understand your options when it comes to drawing your pension

    • Whether your pension provider has signposted you to guidance and advice services

    • How you’d address any issues related to pensions guidance and advice.

    He may quote your contribution directly during his debate. 

    Find out more and share your experiences with him here: https://ukparliament.shorthandstories.com/cet-pensions-advice/index.html?utm_campaign=0222-cet-pensionsguidance-petitioners&utm_medium=email&utm_source=petcom

    Videos of the debate, the transcript and other relevant material will be accessible shortly after the debate on this webpage. 

    The deadline for contributions is midday on Monday, 28 February.

    What are backbench business debates?

    Backbench business debates give backbenchers (MPs who aren’t ministers or shadow ministers) an opportunity to secure a debate on a topic of their choice, either in the Chamber or Westminster Hall.

    MPs can make a request for a debate to the Backbench Business Committee, who hears and decides which debates to schedule.

    Backbench debates can either be general debates (which do not end in a vote) or be on a substantive motion (which calls for an action and can end in a vote). This debate will be a general debate.

    Get involved in the work of the UK Parliament

    Sign up to the UK Parliament newsletter for the latest information on how to get involved and make a difference: https://learning.parliament.uk/en/your-uk-parliament-newsletter-sign-up-form/

  • Petition closed

  • Petition published

    This petition can now be signed.

    If this petition gets 10,000 signatures, government will respond to it.

    If this petition gets 100,000 signatures, it will be considered for debate in Parliament.

    This petition will stay open until 8 December 2021.