This petition was submitted during the 2010-2015 parliament
Petition Credit history amnesty
More details
To allow, for a period of 12 months, and amnesty on all credit history files. This will allow, upon request from the person, to remove, without question or proof, all bad credit history, missed payments, ccj's, defaulted and search history on all credit files held by credit history companies (such as equifax, experian etc). This will NOT extend to the removal of any debts or legally binding judgements such as fraud or criminal activity.
The purpose will be to boost the economy and allow citizens to restart their finance without the handover of the past 6 years of recession. It will also allow credit companies to lend to more people and free up the bottleneck that is present in the current climate of bad debts and negative equity.
This petition closed early because of a General Election
4 signatures
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10,000 signatures required to get a government response