Closed petition: Make mortgage lenders consider rent as proof of affordability

Closed on 13 September 2025

We think that mortgages are hard to apply for and banks often lend less than you need due to deposit limitations.

We want the Government to legislate for banks take the rent you currently pay as evidence of what you can afford into consideration when offering a mortgage.

We feel that affording to get on the property ladder is next to impossible. We believe the affordable housing schemes, even with discounts, are unattainable for many. We also think that shared ownership schemes could result in paying more than the market rate for rent.