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Closed petition: Require car insurance companies to insure the car, not the driver

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We believe car insurance companies should be required to insure cars only, rather than individual drivers.

The current UK system ties insurance mainly to drivers, which we believe makes premiums unfairly high for young and occasional drivers, and complicated for families sharing cars. We believe insuring the car instead would simplify coverage, reduce costs for households, and bring the UK closer to systems used in other European countries.

70 signatures


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    If this petition gets 10,000 signatures, government will respond to it.

    If this petition gets 100,000 signatures, it will be considered for debate in Parliament.

    This petition will stay open until 9 April 2026.