Rejected petition Stop Insurers Increasing Premiums for Verified Non-Fault Accidents

Require insurers to exclude verified non-fault accidents from premium calculations.
-Limit the retention period for non-fault claims in the Claims and Underwriting Exchange database to a maximum of 2 years.
-Ensure transparency so drivers can prove non-fault claims and avoid unjust premium hikes.

More details

UK insurers often raise premiums after non-fault accidents, including collisions with uninsured drivers. Even with proof of innocence, drivers face higher costs. This is unfair:
- Drivers had no control,
-They already bear repair and stress costs, and
- Careful driving is penalised while risky behaviour is not.
Verified non-fault claims should not affect premiums.

This petition was rejected

Why was this petition rejected?

There’s already a petition about this issue. We cannot accept a new petition when we already have one about a very similar issue.

You are more likely to get action on this issue if you sign and share a single petition.

You may wish to sign this petition which calls for a similar action: https://petition.parliament.uk/petitions/734784

We only reject petitions that don’t meet the petition standards.

Date submitted 14 August 2025
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