Rejected petition Make car insurance vehicle-based rather than driver-based.

Reform the UK car insurance system so that insurance follows the car, not the driver. This would make cover simpler, fairer, and more affordable, especially for young and responsible drivers who currently face extremely high premiums despite safe driving habits.

More details

UK car insurance unfairly targets young and new drivers with extremely high premiums, even when they drive safe vehicles and have clean records. In many European countries, insurance follows the car instead of the driver, making it simpler and more affordable. The UK should review this model to create a fairer system for all motorists.

This petition was rejected

Why was this petition rejected?

There’s already a petition about this issue. We cannot accept a new petition when we already have one about a very similar issue.

You are more likely to get action on this issue if you sign and share a single petition.

You may wish to sign this petition which calls for similar action: https://petition.parliament.uk/petitions/740323

We only reject petitions that don’t meet the petition standards.

Date submitted 8 November 2025
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